SSS Contribution Calculator Philippines
Estimate your SSS contribution in the Philippines based on your monthly compensation and member type. Use this calculator to check your employee share, employer share, total contribution, and Monthly Salary Credit before comparing it with the official SSS contribution table.
Contribution details
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Employed · tap to applyEstimated monthly SSS contribution at common income levels for a employed member.
How SSS contributions work
Your SSS contribution is a percentage of your monthly salary credit (MSC) — a bracketed figure based on your income, not your exact salary. Under the current schedule the total contribution rate is 15% of the MSC, and the MSC ranges from ₱5,000 to ₱35,000.
For employed members, the employer shoulders 10% and the employee 5%. Self-employed, voluntary, and OFW members pay the full 15% themselves. The portion of the MSC above ₱20,000 goes to the mandatory provident fund (WISP), which is a separate retirement savings account.
Key facts about the current schedule
The schedule below reflects the 15% contribution rate now in effect under the Social Security Act of 2018 (RA 11199).
15% contribution rate
The combined SSS contribution is 15% of your monthly salary credit. For employees this is split 10% employer and 5% employee.
Salary credit range
Contributions are based on a bracketed monthly salary credit, not your exact pay. OFW members have a higher ₱8,000 minimum.
Provident fund
The portion of your salary credit above ₱20,000 funds the mandatory provident fund (WISP), a separate retirement savings account.
Example: a ₱25,000 employed member
Here is how the contribution splits for an employee earning ₱25,000 per month.
The MSC is set by the SSS contribution table in ₱500 brackets, so the figure your employer remits may differ slightly from a straight percentage of your exact salary.
Good to know
- Your MSC is set by an income bracket in ₱500 steps, so two slightly different salaries can land on the same salary credit.
- Paying a higher salary credit raises both your contribution and your future SSS pension and benefit amounts.
- Self-employed, voluntary, and OFW members can choose to pay at a higher salary credit to build larger benefits.
- Contributions also count toward sickness, maternity, disability, and salary-loan eligibility — not just retirement.
- Keep your contributions continuous where possible, since the number of paid months affects benefit qualification.
This calculator provides estimates based on the current SSS contribution schedule and is not affiliated with the Social Security System. The official MSC brackets, EC contribution, and WISP rules determine the exact amount. Always check the official SSS contribution table or your member account.