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12 free, Philippine-ready tools for loans, salary and deductions, and savings — each built around current PH rates and rules.
Borrowing money
Estimate payments, total interest, and total cost before you take on a car, home, or personal loan.
Estimate monthly payment, total interest, and total borrowing cost based on vehicle price, down payment, term, and rate.
Estimate monthly home loan payments, total interest, and total cost from property price, down payment, term, and rate.
Estimate monthly personal loan payments, total interest, and total repayment from amount, term, and annual rate.
Salary and deductions
See how withholding tax, SSS, PhilHealth, and Pag-IBIG affect what actually reaches your bank account.
Estimate your net salary after SSS, PhilHealth, Pag-IBIG, and withholding tax.
Estimate your monthly withholding tax and tax-only take-home using the current PH income tax brackets.
Estimate SSS contributions based on salary and see how levels change across income ranges.
Estimate your monthly SSS retirement pension based on credited years and average salary.
Estimate monthly amortization and total cost of an SSS salary or calamity loan.
Estimate your 13th month pay from monthly basic salary and months worked — full-year and prorated.
Saving and planning
Plan an emergency fund, project time-deposit returns, or work out how fast you can reach a savings goal.
Estimate a target emergency fund from your monthly expenses and preferred safety buffer.
Estimate returns from a time deposit based on amount, term, and interest rate assumptions.
Estimate how much to save regularly to reach a target amount within a chosen time frame.